![]() ![]() Without changing your limits, you may be left with a coverage gap t hat could leave you underinsured if you need torepair or rebuild your home if the unexpected happens. Home updates: Have you upgraded your kitchen, transformed your bonus room or finished your basement? Major improvements like these increase the value of your home, which means you may need a higher limit on your homeowners policy.If you’re considering a new vehicle, your agent can also provide a free quote. This could be a child that’s about to get their driver’s license or someone who’s living with you and regularly using your vehicle (Related: Am I Covered When I Lend My Car to Friends or Family?). Covered drivers: When updating your auto insurance, your agent will need to know if there are any changes to the drivers covered under your policy.Having the correct information on file ensures there aren’t any delays in the event of a claim. Be sure to let them know of any name changes due to marriage or divorce, or if you’ve had a child since you last spoke - this may lead to a change in your policy beneficiaries. This includes your mailing address, phone number, email address and all the members of your household. Personal information: Make sure your agent has current information for you and your family.WHAT INFORMATION WILL MY AGENT ASK FOR DURING A COVERAGE REVIEW?ĭuring a coverage review, your agent will want to know about any life changes since you last connected. You can also request one yourself! Just call, email or text your agent to get in touch. Of course, you don’t need to wait for your agent to schedule a coverage review. Your agent may schedule an in-person meeting, or ask you to provide information over the phone or email - whatever works best for you. Your ERIE agent can also share real-life claims examples they’ve seen in your local area to help you avoid potentially costly coverage gaps. This information will be used to update your current policies and recommend additional coverages you may want to consider.Ī coverage review is a good opportunity to ask questions and understand what your policies can (and can’t) cover. During the review, you’ll meet with your ERIE agent and share any life changes that could affect your insurance needs. WHAT IS A COVERAGE REVIEW?Ī coverage review is a general check-in with your insurance agent. Or if you’re ready to review your policies you can download our free PDF printable checklist on what to tell your agent and what information to have handy. So if your agent calls (or texts or emails) and offers to review your coverage, here’s what you can expect. Your agent can keep an eye on your policies and reach out to connect to make sure they’re still the right fit. That’s why it’s helpful to have an insurance agent. And with all the responsibilities of work and family, evaluating your auto, home or life insurance coverage may fall pretty low on your priority list. In an ideal world, you’d call your insurance agent every time you finished a home renovation, bought a new vehicle or got a new job. That means as your life changes, your insurance coverage should, too. When it comes to insurance, the best policy is one that provides the right protection for you and your family - right now.
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